Archive for February, 2009

Rating Agency Moves Reflect Tough Times

by: JIM CONNOLLY
Published 2/19/2009
http://www.lifeandhealthinsurancenews.com
Ratings downgrades and negative ratings agency reports are piling up.
During the first half of February, ratings agencies announced reviews and actions concerning many major insurers.
Here is a sampling of some of them:

Organizing Your Affairs

Preparing and discussing the distribution of your estate is not easy. However, one of the best things you can do for your family is to have proper estate planning documents in place to help ensure the process will be handled according to your wishes. Establishing and maintaining a list that identifies key information for your [...]

Process Overview for Implementing a Life Insurance Irrevocable Trust

Going forward to implementing a life insurance irrevocable trust (ILIT) the following steps take place:

Our application that both you and your wife will sign will be for underwriting purposes only to determine the rate for you both based on current and past health.
The ultimate applicant will be the Irrevocable Trust that you need to create [...]

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